Transitioning to Self Insurance

Making the transition from a fully insured program to a self insured program comes with many exciting challenges and questions. At BerkleyMed, we work with first time self insureds and their brokers in ways above and beyond the norm to help make the transition as seamless as possible.   As your partner, we share in your desire to build an effective program based on best practices to achieve optimal outcomes.  Sign

In our experience, we have found that many new self insured organizations have questions, such as:

  • How much time will I spend managing my risk financing program?
  • Who can I turn to if I need support with my self insured program?
  • How will our day to day risk management and claims adjudication practices change?

By working closely with your broker, BerkleyMed is able to assist you in not only answering these questions, but also providing a smooth transition to self insurance through risk financing and risk mitigation strategies that allow you to ease into this new financial business strategy. 

Customized Risk Financing Solutions
Our Underwriting and Policy Issuance Team provides expertise and support with the development of a customized risk financing program to meet your organization's needs as you take the first steps to controlling  your own destiny.

Customized Risk Mitigation Strategies
With over 170 years of combined risk management and claims experience, our Client Service Team has the experience and expertise to  help guide your organization through the process.

Clinical Risk Management Consultants provide guidance and support during the transition to a self insured program with services such as:

  • Objective, expert assessments of the facility to minimize the potential for loss
  • High risk area assessments
  • Identification of possible issues
  • Validation that appropriate processes are in place to achieve best practices in a self insured program
  • Assistance in prioritizing resource allocation

The Claims Management Team provides you with the ability to leverage industry expertise and best practices in development of your organization's claim administration program.  They will work with your team to:

  • Perform objective assessments to ascertain the status of your organization's pending inventory of claims
  • Support your claims management team's achievement of optimal or improved outcomes on claim inventory
  • Provide specific feedback, as necessary, for recommended changes in activity, tactics, and strategy

Preparing for what lies ahead
As you consider the next step in transitioning to a self insured program, we invite you to review the following tools to assist you with the decision making process: