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Physician Integration Programs - Healthcare Professional Liability Insurance

Forging a new type of relationship with employed physicians, agency physicians, and staff physicians to enhance patient safety, increase operational efficiencies, and reduce costs associated with professional liability programs.

As healthcare systems make strategic changes to compete more effectively under the Affordable Care Act, hospital-physician alignment is expected to increase, with more physicians becoming employed or affiliated with healthcare systems.  To manage these new exposures, healthcare systems are looking to insurance carriers for sustainable risk financing solutions that integrate physicians into their professional liability program.

A strategic opportunity
BerkleyMed’s physician integration solutions give healthcare systems several flexible, yet unified, ways to streamline coverage options with all of their physician partners.  This program helps to mitigate, or eliminate, the inherent conflicts and cost-shifting associated with commercial physician liability carriers when a claim involves multiple defendants associated with or employed by the healthcare system.  The result: lower defense and indemnity payments associated with the resolution of professional liability claims involving multiple, affiliated insureds.

The program provides a seamless approach for transitioning newly hired and staff physicians into one insurance program that is managed by the healthcare organization.  Newly employed physician participants are afforded standard industry protection (or better) supplemented by a comprehensive adjudication philosophy that benefits all parties, which can financially reward the healthcare system with anticipated superior claims experience.

Financial Strength
BerkleyMed writes on behalf of Admiral Insurance Company and Berkley Insurance Company, both member companies of W.R. Berkley Corporation with:
  • A.M. Best Rating A+ (Superior)
  • Financial Size Category XV
  • Standard & Poor’s Rating A+ (Strong)
BerkleyMed currently insures physicians.  Our industry experts are leaders in cutting edge, needs based solutions that are designed to assist you with recruitment and retention with your physician program and strategic plans.

Products and services are provided through various surplus lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed surplus lines brokers. Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Surplus lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.
Berkley Med operates in California as a division of Berkley Managers Insurance Services, LLC, a California licensed surplus lines broker (License Number OHO5115).